Honest Review · Updated Feb 2026
My Funded Futures Review — No Daily Loss Limit
By PropFirmPath10 min readScore: 8.1/10
Founded
2023
By Matthew (YouTube trader)
Trustpilot
4.9/5
11,000+ reviews
Daily Loss Limit
Plan-dependent
Expert: none. Starter: soft DLL
Drawdown
EOD
End-of-day only
Total Payout Cap
$100K
Lifetime across all accounts
My Funded Futures (MFFU) was founded in 2023 by Matthew, a well-known futures trading YouTuber, who built the firm to address the frustrations traders had with existing prop firms. Key features vary by plan: Expert plans have no daily loss limit, no consistency rule, and bi-weekly payouts. Starter plans are cheaper but have DLL and 40% consistency. Combined with EOD drawdown and a 1-step evaluation with no minimum trading days, MFFU offers arguably the most forgiving rule set in futures prop trading.
The trade-offs are a $100,000 total payout cap across all accounts and a short track record. The profit split is 100% of first $10K then 90/10 — competitive with the industry. For traders who want maximum freedom during evaluations and funded trading, MFFU is hard to beat on rules alone.
Most forgiving rules in the industry
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💰 Pricing & Reset Fees
MFFU offers multiple plan types: Starter (cheapest, has DLL + scaling), Core (low cost, $1K payout cap initially), Expert (no DLL, no consistency, bi-weekly payouts), and more. Reset fees vary: $10-20 for subscription plans, $100 for one-time payment plans.
| Account | Monthly Fee | Profit Target | Max Drawdown (EOD) | Reset Fee |
|---|
| 50K Starter | $57/mo | $3,000 | $2,000 | $10-20 |
| 50K Core | $77/mo | $3,000 | $2,000 | $10-20 |
| 50K Expert | $129/mo | $3,000 | $2,000 | $100 |
| 100K Expert | $199/mo | $6,000 | $3,000 | $100 |
| 150K Expert | $299/mo | $9,000 | $4,500 | $100 |
Total cost comparison (realistic scenario: 2 months + 1 reset):
Tradeify 50K
$144
$72×2 + $0 reset + $0 activation
Apex 50K
$108
$39.40×2 + $50 reset + $75 activation
Topstep 50K
$296
$49×2 + $49 reset + $149 activation
TPT 50K
$250
$60×2 + $0 reset + $130 activation
Apex is still cheapest in absolute terms, but if you need 3+ resets, Tradeify's $0 resets make it the better total value. The more attempts you need, the more Tradeify's model shines.
📋 Growth vs Select Plans
Tradeify offers two evaluation tracks:
Growth Plan
1-Step · 1 Day Min
Higher monthly fee but faster path. Hit profit target in as few as 1 day. No min trading days. Best for confident, experienced traders.
Select Plan
1-Step · 3 Day Min
Cheaper monthly fee ($49-$109). Must trade at least 3 days. Best for patient traders who want the lowest ongoing cost.
📐 Trading Rules
Drawdown Type
End-of-Day (EOD)
Only adjusts at market close
Daily Loss Limit
Yes
50K: $1,250 · 100K: $2,500 · 150K: $3,000
Consistency Rule
30% Rule
No single day can exceed 30% of total profits (in funded phase)
News Trading
Allowed
No restrictions
Overnight Holds
Not Allowed
Must flatten before daily close
Bots & Algos
Allowed*
Must be exclusive to Tradeify — can't use same bot across firms
⚠️ Bot Exclusivity Rule
Tradeify allows automated trading, BUT your bot/algo must be exclusive to Tradeify. You cannot use the same automated strategy on Apex, Topstep, or any other firm simultaneously. Manual copy trading across firms is fine — this only applies to automated systems.
⚖️ Evaluation vs Funded: What Changes?
MFFU has 3 plans where the funded experience is completely different. Your plan choice matters more than your account size.
⚡ Rapid Plan (code: RAPID = 20% off)
| Rule | Evaluation | Funded |
|---|
| Drawdown Mode | EOD | RealTime (intraday trailing!) |
| Max Drawdown (50K) | $2K | $2K |
| Daily Drawdown | None | None |
| Max Position (50K) | 5 contracts | 5 contracts |
| Consistency Rule | 50% | None |
| Scaling Rule | None | None |
| Micro Scaling | 10:1 | 10:1 |
| Profit Split | N/A | 90% |
| Min Payout | N/A | $500 |
| Payout Speed | N/A | 1 day |
💚 Flex Plan ($49 for 25K new users)
| Rule | Evaluation | Funded |
|---|
| Drawdown Mode | EOD | EOD (stays!) |
| Max Drawdown (50K) | $2K | $2K |
| Daily Drawdown | None | None |
| Max Position (50K) | 5 contracts | 5 contracts |
| Consistency Rule | 50% | None |
| Scaling Rule | None | Yes (active in funded) |
| Profit Split | N/A | 80% |
| Min Profit/Day | N/A | $150 (50K) |
| Max Payout (50K) | N/A | $5,000 |
| Payout Speed | N/A | 5 days |
🏆 Pro Plan (50% off new users)
| Rule | Evaluation | Funded |
|---|
| Drawdown Mode | EOD | EOD (stays!) |
| Max Drawdown (50K) | $2K | $2K |
| Daily Drawdown | None | None |
| Max Position (50K) | 3 contracts | 5 contracts (more!) |
| Consistency Rule | 50% | None |
| Scaling Rule | None | None |
| Micro Scaling | 10:1 | None |
| Profit Split | N/A | 80% |
| Min Payout | N/A | $1,000 |
| Payout Speed | N/A | 14 days |
| Live Transition | N/A | After 3 consecutive payouts |
💰 All Pricing
| Size | Rapid (20% off) | Flex | Pro |
|---|
| 25K | — | $84 ($49 new) | — |
| 50K | $125.60 | $107 | $227 (50% off new) |
| 100K | $213.60 | — | $344 |
| 150K | $277.60 | — | $477 |
Pro Plan add-on: "One Day to Pass" (FREE) — removes consistency rule, sets $4K profit target. All plans: $0 activation fee. Platforms: Tradovate (recommended), Quantower.
⚠️ Critical: Rapid Plan Changes Drawdown to RealTime
Rapid has the fastest payouts (1 day) and best split (90%), but switches your drawdown from EOD to RealTime (intraday trailing) once funded. This is much harder — unrealized peaks permanently move your floor. Flex keeps EOD but has 80% split and scaling. Pro keeps EOD with no scaling but 14-day payout wait. Choose based on your trading style.
💸 Payouts & The $100K Cap
Profit Split
100%→90/10
100% first $10K, then 90/10
Payout Frequency
Bi-weekly
Every 2 weeks
Total Payout Cap
$100,000
Across ALL accounts combined — lifetime cap
Payment Methods
Rise / PayPal
Standard methods
⚠️ $100K Total Payout Cap — The Big Limitation
Once you've withdrawn $100,000 total across all your accounts, they're closed. For serious full-time traders pulling $10K+/month, this cap is reached in under a year. Other firms (Apex, Topstep, Tradeify, TPT) have no total payout cap. This is MFFU's biggest drawback.
✅ Pros & Cons
✅ Pros (7)
- No daily loss limit (Expert plans) — Expert/Starter Plus have no DLL
- EOD drawdown — most forgiving drawdown type
- No minimum trading days — can pass in 1 day/1 trade
- $10-20 soft resets — on subscription plans (Expert: $100 reset)
- 1-step evaluation — simpler than Topstep's 2-step
- News trading allowed — no restrictions
- Transparent leadership — founder is a known YouTube trader
❌ Cons (5)
- $100K total payout cap — lifetime limit across all accounts
- Payout cap $100K — limits long-term earning potential
- Young company (2023) — shorter track record
- Consistency rules vary by plan — Starter 40%, Milestone 20%, Expert none
- Activity requirement — must trade weekly to keep accounts active
📦 Account Stacking
Max Funded (50K)
5 Sim Funded
At the same time
Max Total
10 Accounts
Total across eval + funded
Other Firms
Allowed
No restrictions
Copy Trading
Allowed
Replikanto / TraderSyncer
MFFU allows 5 simultaneous sim funded accounts for 50K accounts (3 for 100K/150K). Combined with multi-firm trading, you can run MFFU alongside Apex, Topstep, and Tradeify accounts. The $100K total payout cap is the main limitation for stackers.
🏆 Final Verdict
Tradeify — 8.2/10
MFFU offers one of the most flexible rule sets in futures prop trading. Expert plans have no daily loss limit, no consistency rule, and 100% of first $10K profits. Multiple plan types (Starter, Core, Expert, Rapid) cater to different budgets and styles. The $100K total payout cap remains the main limitation for serious traders. Founded 2023 with 4.9/5 Trustpilot and 11K+ reviews — strong community trust.
Best For
Budget traders who need EOD drawdown + zero hidden fees
Think Twice If
You want max profit split or need 10+ stacked accounts
Best Account
50K Growth ($72/mo) — best value, 1-day pass possible
🔄 Alternatives
Apex Trader Funding
From $39.40/mo
Cheapest evals · 20 funded accounts · Trailing drawdown
Read Review →Topstep
From $49/mo
Most trusted · EOD drawdown · 2-step process
Read Review →Tradeify
From $72/mo
$0 activation · $0 resets · EOD drawdown · TradingView
Read Review →TakeProfitTrader
From $60/mo
Day-1 payouts · Trustpilot 4.7⭐ · $0 activation
Read Review →
❓ FAQ
Is My Funded Futures legit?▼
Yes. MFFU launched in 2023 and has grown to 11,000+ Trustpilot reviews at 4.9/5 — one of the highest ratings in the industry. Part of the MyFundedFX group with established infrastructure. Shorter track record than Topstep (2012) but rapidly growing.
What is the $100K payout cap exactly?▼
Once you've withdrawn a total of $100,000 across ALL your MFFU accounts combined, all accounts are closed. This is a lifetime cap. Other firms (Apex, Topstep, Tradeify) have no total payout cap.
Is there really no daily loss limit?▼
Correct. MFFU is the only major futures prop firm with no daily loss limit. You can lose any amount in a single day as long as your total drawdown (measured at EOD) doesn't exceed the max. This is a massive advantage for volatile trading styles.
How does the $10 soft reset work?▼
Subscription plans (Starter, Core): $10-20 soft reset — cheapest in the industry. Expert/one-time plans: $100 reset. Both options are still cheaper than Apex ($50) or Topstep (same as eval price). Your subscription continues regardless.
Can I pass in 1 day?▼
Yes. MFFU has no minimum trading day requirement. If you hit the profit target in your first trade, you pass immediately and move to the Sim Funded Account phase.
MFFU vs Apex — which is better?▼
Different strengths. MFFU wins on rules (no daily loss limit, EOD drawdown). Apex wins on price ($39.40 vs $49) and stacking (20 accounts vs 5). If rule flexibility matters most, MFFU. If cost and stacking matter most, Apex. Many traders run both.
⚠️ Disclaimer
This review contains affiliate links. Trading futures involves significant risk. This is not financial advice.
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